PayBreakdown - Salary Calculator & Budget Manager

UK financial planning tools

Open UK planning tools for maternity pay, sick pay, required salary, pro-rata salary, furlough, salary comparisons, mortgages, loan repayments, and debts.

What this page helps with

The tools hub brings together focused calculators for common UK money-planning questions. Each tool is designed to show its assumptions clearly and keep outputs practical rather than promotional.

Maternity / Sick Pay Required Salary Pro-rata / Furlough Compare Years Compare Two Salaries IR35 Calculator Salary Sacrifice Benefits NHS Pay Mortgages Mortgage Overpayment Loan / Mortgage Repayment Credit Card Interest Debts

Frequently asked questions

Are the tools financial advice?

No. They are planning calculators only. They can help you understand assumptions and scenarios, but they are not personal financial advice.

Do the tools store my information?

You can use the calculators locally without signing in. Optional profiles let you save planning setups if you choose to.

Last updated 2026-05-07. Planning estimates only. Not financial advice.