PayBreakdown - Salary Calculator & Budget Manager

Student loan Plan 1 repayment calculator

Estimate how Student Loan Plan 1 repayments affect UK take-home pay alongside tax, NI, pension, and salary.

What this page helps with

Student loan searches often include the exact plan. This page gives Plan 1 a dedicated route and links into the calculator where the plan can be selected.

Official sources

Income Tax rates and Personal AllowancesNational Insurance rates and categoriesStudent loan repayment thresholdsPension tax reliefNational Minimum Wage and National Living Wage ratesStatutory Maternity Pay and LeaveStatutory Sick PayFCA guidance on misleading financial promotionsOff-payroll working and IR35 guidanceUnderstanding off-payroll workingSalary sacrifice for employersNHS Employers pay scales 2026/27NHS Health Careers Agenda for Change pay rates

Frequently asked questions

What does the student loan plan 1 repayment calculator do?

It routes a specific salary question into PayBreakdown's calculator so gross pay, take-home pay, tax, National Insurance, pension, student loan, region, and tax-code assumptions can be adjusted.

Can I change the assumptions?

Yes. Open the calculator from this page to change salary, hours, pension, student loan, tax year, region, tax code, bonus, and other pay settings.

Last updated 2026-05-07. Planning estimates only. Not financial advice.