Does the salary calculator include pensions?
Yes. You can model percentage contributions, fixed pension inputs, and the pension method used for the calculation.
PayBreakdown - Salary Calculator & Budget Manager
UK salary calculator
Calculate UK take-home pay with PAYE, pension contributions, student loans, Scottish tax bands, and salary-change projections.
What this page helps with
Use the salary calculator to estimate UK take-home pay from annual salary or hourly pay. The calculator separates salary, pension, tax, and student loan settings so the assumptions behind each result stay visible.
Frequently asked questions
Can I include student loans?
Yes. The salary flow includes student loan plan options and a postgraduate loan toggle so deductions can be reflected in the estimate.
Last updated 2026-05-07. Planning estimates only. Not financial advice.