PayBreakdown - Salary Calculator & Budget Manager

Maternity pay impact calculator

Plan statutory maternity pay, occupational top-up, unpaid leave weeks, salary reduction, and monthly household impact.

What this page helps with

Maternity pay searches often mix SMP, occupational maternity pay, AWE, unpaid weeks, return to work, and monthly budget impact. This page routes that intent to the maternity/sick pay tool.

Official sources

Income Tax rates and Personal AllowancesNational Insurance rates and categoriesStudent loan repayment thresholdsPension tax reliefNational Minimum Wage and National Living Wage ratesStatutory Maternity Pay and LeaveStatutory Sick PayFCA guidance on misleading financial promotionsOff-payroll working and IR35 guidanceUnderstanding off-payroll workingSalary sacrifice for employersNHS Employers pay scales 2026/27NHS Health Careers Agenda for Change pay rates

Frequently asked questions

Is the maternity pay impact calculator financial advice?

No. PayBreakdown pages are planning routes and calculator entry points only. Use official sources, employer documents, lender information, or a qualified adviser before making important decisions.

Can I adjust the assumptions?

Yes. The related calculators let you change salary, tax, pension, student loan, budget, mortgage, loan, or debt assumptions where the current tool supports them.

Last updated 2026-05-07. Planning estimates only. Not financial advice.